It is advisable before purchasing a property to have an expert carry out a tree survey to check things over; many mortage lenders and banks will require a qualified person to produce a tree report as a condition of lending the money.

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These reports - commonly referred to as mortgage reports, pre-purchase reports or home buyer reports - are tailormade to suit the particular criteria set by the lender to ensure there is as little hold up as possible in the house purchase process.

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Typically, our reports will pay attention to the following:

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• Assessment of tree condition including recommendations to remediate any identified hazards

• Assessment of surrounding vegetation's potential to cause subsidence damage to the property

• Assessment of nearby vegetation's potential to cause direct damage to the property

• Potential for trees within the property to cause harm or damage to others

• Potential for damage to the property caused by climbing plants or contact by tree crowns

• Presence of Tree Preservation Orders (TPO) and/or Conservation Area